Funeral home and cemetery

Today my step-mom and I went funeral home shopping. We looked at two funeral homes that are most cost effective in town. Mom is on medicaid and has no money saved or any life insurance policy, so the money is coming out of me and my brother's pockets. The lowest price we have found for a funeral is around $9,000. We just don't have that kind of money laying around, wish we did! I guess we thought that we would have more time to save for this kind of thing. I just didn't expect her condition to turn so quickly! The cheapest way to go is cremation. I know that mom wouldn't want that and my brother and I don't want that. I feel comfort in a place to go and sit and visit. I feel like cremation,in my eyes is like just tossing my mom aside and saying, it too expensive so let's just get rid of you. Having an urn is creepy to me! To each his own!
My brother did purchase a plot at a cemetery right next to my grandparents(her mom and dad). I know that she will love this!